安家资金 Settlement Funds



Many foreign nationals who wish to apply for Canadian permanent residency must show that they have the ability to financially support their resettlement to Canada.

While spousal sponsorship applicants and refugee claimants are exempt from this requirement, the vast majority of economic immigration applicants will be required to show proof of means of financial support.

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谁需要提供安家资金证明?Who needs to show proof of funds?



This provision applies to applicants through most Express Entry classes of immigration and provincial nominee applicants. Notably, the requirement for settlement funds is waived if the applicant is currently authorized to work in Canada and has arranged employment in Canada. Also, candidates under the Canadian Experience Class (CEC), another program managed by the federal Express Entry selection system, are not required to show proof of funds to support themselves or their family members.

Applicants with an accompanying spouse or common-law partner can include the money they have together under a joint bank account. They may also be able to count money in the account under the accompanying spouse or common-law partner’s name, however, it is important for an applicant to provide written proof that he or she has access to the money once an Express Entry Invitation To Apply (ITA) is issued by Immigration, Refugees and Citizenship Canada (IRCC).

需要携带多少安家资金?How much money do I need to bring with me?


  • 主申请人;
  • 主申请人的配偶或同居伴侣;
  • 主申请人的受抚养子女;和
  • 配偶或同居伴侣的受抚养子女。


The amount of money needed for settlement funds will depend on the size of your family. To calculate the size of your family, include:

  • yourself;
  • your spouse or common-law partner;
  • your dependant children; and
  • your spouse or common law partner’s dependent children

Note that even if family members are not Canadian citizens or permanent residents, and/or they are not accompanying you to Canada, they must be considered and included in your settlement funds. The required settlement funds must be equal to or greater than the sums listed below for each family size; If you have more money than the minimum requirements listed below, the total amount should be listed in your profile or application.

Number of family members
Funds required in Canadian dollars
1 $13,757 加币
2 $17,127 加币
3 $21,055 加币
4 $25,564 加币
5 $28,994 加币
6 $32,700 加币
7 $36,407 加币
If more than 7 people, for each additional family member
$3,706 加币

什么是合规安家资金证明?What is accepted as proof of funds?


  • 金融机构信笺抬头;
  • 金融机构联系方式(地址、电话、邮编);
  • 申请人姓名;
  • 未偿债务清单(如信用卡债或贷款);和
  • 银行账户详细信息(账号、开户日期、当前余额、过去六个月的平均余额等)。


An immigration officer must be satisfied that the applicant has access to the funds at the time of applying and if a permanent resident visa is issued. An applicant must provide official letters from the financial institution where his or her money is kept. The official letter to prove access to funds must include the following:

  • financial institution’s letterhead;
  • financial institution’s contact information (address, telephone number and email address);
  • applicant’s name;
  • list of outstanding debts, such as credit card debts and loans; and
  • bank account(s) details, such as account numbers, date of opening, current balance(s), average balance(s) for the past six months.

Due to the stipulation that funds must be legally accessible to applicants when they arrive in Canada, you cannot use equity on real property nor money borrowed from another person when showing proof of settlement funds.

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